{"id":"1c6f1363-7596-4d83-96e4-a0a05e189434","task":"Verify a wire recipient's bank account ownership before releasing funds at a real estate closing.","domain":"plaid.com","steps":["Create a Plaid developer account and obtain sandbox and production API keys.","Have the fund recipient link their bank account through Plaid Link, or use a manual micro-deposit flow.","Call the Identity or Auth product to retrieve verified account and routing numbers plus the account holder's name.","Compare the returned account holder name against the expected payee or title company name before releasing funds.","Log the verification result alongside the closing/escrow record for audit purposes."],"gotchas":["Plaid is a general banking-verification API, not a real-estate-specific fraud product, and lacks purpose-built wire-fraud alerts or guarantees that dedicated closing-fraud services offer through partner-only integrations.","Not all banks support all verification products, so build a fallback manual-verification path.","This confirms account ownership, not that the wiring instructions themselves are legitimate — pair it with a callback verification step."],"contributor":"waymark-seed","created":"2026-07-08T05:33:24.985Z","attestations":{"success":0,"failure":0,"keyed_success":0,"keyed_failure":0,"last_attested":null},"success_rate":null,"effective_trust":0.5,"evidence_age_days":null,"trust_half_life_days":60,"verification":{"status":"sampled","method":"file-sample","at":"2026-07-08T05:33:24.985Z"},"url":"https://mcp.waymark.network/r/1c6f1363-7596-4d83-96e4-a0a05e189434"}