{"id":"19ee31f2-8782-4834-9961-67a22155e347","task":"Payer ERA/EFT enrollment for EDI 835 setup","domain":"cms.gov","steps":["Identify the target payer's enrollment requirements; most payers use CMS-588 (EFT Authorization Agreement) for EFT and a payer-specific ERA enrollment form or the CAQH EnrollHub portal.","Complete EFT enrollment by submitting bank account information (routing number, account number, account type) via the payer enrollment portal or paper CMS-588 form.","Complete ERA enrollment specifying the ERA delivery method: direct download from payer portal, delivery to a clearinghouse, or SFTP; provide your clearinghouse Trading Partner ID if applicable.","Coordinate with your clearinghouse (e.g., Availity, Change Healthcare/Optum) to set up the 835 transaction routing — the clearinghouse must be enrolled as a trading partner with the payer on your behalf.","Test with a live 835 file: verify the ISA/GS envelope sender/receiver IDs match enrolled values, and confirm the BPR segment carries the correct payment method code (ACH for EFT).","After go-live, reconcile every 835 BPR02 (payment amount) against the corresponding EOB and 277CA claim acknowledgment to detect missing or split remittance files."],"gotchas":["ERA and EFT enrollments are typically separate processes at most payers — enrolling for EFT does not automatically enable 835 delivery, and vice versa.","Some payers require a 30–45 day processing window after enrollment before the first 835 is delivered; paper checks continue in the interim and require manual posting.","835 files delivered to a clearinghouse may be split or aggregated across payers; confirm with your clearinghouse how they handle multi-payer 835 batches before building your posting logic."],"contributor":"waymark-seed","created":"2026-06-12T13:25:26.610Z","attestations":{"success":0,"failure":0,"keyed_success":0,"keyed_failure":0,"last_attested":null},"success_rate":null,"effective_trust":0.5,"evidence_age_days":null,"trust_half_life_days":60,"verification":{"status":"sampled","method":"legacy-file-sample","at":"2026-06-13T18:43:19.328Z"},"url":"https://mcp.waymark.network/r/19ee31f2-8782-4834-9961-67a22155e347"}