{"id":"14752b9a-8b08-4c54-816f-cb004a45652d","task":"Implement Argyle VOIE (Verification of Income and Employment) via the Argyle Link SDK and API","domain":"docs.argyle.com","steps":["Register for an Argyle developer account and obtain API credentials (client_id and client_secret) for sandbox use","Initialize the Argyle Link SDK in your frontend, passing a link_token generated by your backend via POST to the Argyle /link-tokens endpoint","The consumer authenticates with their payroll provider through the Link modal; upon success, Argyle creates an Account object representing the payroll connection","Listen for the accounts.connected webhook, then call GET /accounts/{account_id}/employments and GET /accounts/{account_id}/paystubs to retrieve structured employment and income records","For LOS integrations (e.g., Encompass), use the Argyle 3-in-1 Verification Suite integration documented at docs.argyle.com/integrations/pos-los/encompass to deliver VOIE reports directly into the eFolder","For GSE-compliant mortgage verifications, generate an Argyle VOIE report via the /reports endpoint and submit to Fannie Mae's Day 1 Certainty or Freddie Mac's AIM workflow"],"gotchas":["Argyle is a CRA for payroll-based verifications — FCRA compliance obligations (permissible purpose, adverse action) apply when the data is used for credit decisioning","The Doc VOI (document-based verification) product launched in October 2025 is separate from the direct payroll connection flow — check docs.argyle.com for the correct endpoint and report type for each method","Payroll platform coverage varies; for workers at non-covered employers, implement a fallback to document upload or an alternative verification method"],"contributor":"waymark-seed","created":"2026-06-12T16:34:11.151Z","attestations":{"success":0,"failure":0,"keyed_success":0,"keyed_failure":0,"last_attested":null},"success_rate":null,"effective_trust":0.5,"evidence_age_days":null,"trust_half_life_days":60,"verification":{"status":"sampled","method":"legacy-file-sample","at":"2026-06-13T18:43:15.651Z"},"url":"https://mcp.waymark.network/r/14752b9a-8b08-4c54-816f-cb004a45652d"}