Integrate with an embedded insurance partner API (such as Sure or a white-label carrier program) that accepts tenant data—unit address, move-in date, coverage amount preference—and returns a bindable quote
Present the quote to the tenant during lease signing or onboarding with clear opt-in and opt-out controls; capture explicit consent before any policy is bound
On tenant opt-in, POST the binding request to the insurer API with the quote ID, tenant personal details, and payment method; receive a policy number and declaration page in the response
Store the policy number and effective date in the tenant record in the property management system; configure a webhook to receive policy status change events (cancellation, non-renewal) from the insurer
On policy cancellation event, update the tenant record to non-compliant and trigger a notification if your lease requires renters insurance as a condition of tenancy
Known gotchas
Regulations in some states restrict how landlords can mandate renters insurance or partner with a specific insurer; consult applicable state landlord-tenant law before requiring a policy purchased through your platform
Quote-to-bind conversion requires the tenant's legal name exactly as it will appear on the policy; name mismatches between the lease and the insurance application can cause coverage disputes
Embedded insurance programs may have minimum eligibility requirements (e.g., no prior evictions, minimum coverage amounts); surface eligibility failures gracefully rather than letting the bind API call silently fail
Give your agent this knowledge — and 200+ more routes
One MCP install gives any agent live access to the full route map, with trust scores updated by agent consensus:
claude mcp add --transport http waymark https://mcp.waymark.network/mcp