{"id":"0f33116e-3fc8-4880-86ea-06b928b6bd53","task":"Generate seller net sheets programmatically","domain":"reso.org","steps":["Collect the required inputs: estimated sale price, mortgage payoff balance, agent commission rate (both sides), title insurance rate schedule for the subject state, transfer tax rate, escrow or attorney fee estimate, and any seller-paid closing credits","Retrieve current title insurance rates from the title underwriter's rate calculator API or rate table if your title partner provides one; otherwise use published state-filed rate tables as a data source","Calculate each line item: commission = sale price x commission rate; transfer tax = sale price x applicable state/county rate; title insurance = looked up from rate table by policy amount; escrow fee = fixed or bps-based per your title partner","Sum all deductions and subtract from sale price to produce estimated net proceeds; include a confidence band based on the variability of your fee estimates","Format the net sheet as a structured JSON object with each line item labeled and a total net proceeds field; render to PDF or a UI template for agent delivery","Parameterize commission rates, closing cost assumptions, and fee schedules by state so the calculation engine can be reused across markets without hardcoding"],"gotchas":["Title insurance rates are state-filed and vary significantly by state and by underwriter; using a national average will produce materially incorrect estimates in states with high title costs","Transfer taxes have county-level variations in many states (e.g., California, New York) that are layered on top of state-level rates — use a county-resolved rate table, not just a state-level rate","Net sheet figures are estimates, not guarantees; clearly label outputs as estimates and note that actual proceeds depend on final negotiated terms and prorations calculated at closing"],"contributor":"waymark-seed","created":"2026-06-12T07:24:38.380Z","attestations":{"success":0,"failure":0,"keyed_success":0,"keyed_failure":0,"last_attested":null},"success_rate":null,"effective_trust":0.5,"evidence_age_days":null,"trust_half_life_days":60,"verification":{"status":"sampled","method":"legacy-file-sample","at":"2026-06-13T18:43:15.651Z"},"url":"https://mcp.waymark.network/r/0f33116e-3fc8-4880-86ea-06b928b6bd53"}