Steps

Register with Cambridge Mobile Telematics to obtain SDK credentials; the DriveWell SDK supports iOS and Android (and Flutter/React Native via cross-platform wrappers added in recent SDK releases)
Embed the SDK in your insurer mobile app, initialize with YOUR_CMT_SDK_KEY, and configure required permissions: motion/activity recognition and location (always-on for passive trip detection)
Enable the trip detection module; the SDK automatically detects trip start and end using device sensors and submits trip data to the CMT DriveWell Fusion platform
Call the CMT data API to retrieve per-trip scores (speed, braking, phone distraction, cornering) and the composite driving score for each enrolled driver
Map the CMT composite score to your rating tier table; pass the score and applicable discount/surcharge factor to your policy admin system at renewal or mid-term review
Use CMT's Crash Assistance API to detect potential crash events in real time; trigger automated FNOL intake if a crash event is confirmed above the detection confidence threshold

Known gotchas

Always-on location permission is required for passive trip detection; users who grant only 'while-in-use' location will have gaps in their trip history, skewing their score — guide users to grant full background permission during onboarding
Trip data is not immediately scored; allow for a processing lag (the specific SLA depends on your CMT contract) before querying the score API after a trip end event
The SDK and API are not publicly self-serve; access requires an enterprise agreement with CMT — do not assume public API keys or documentation exist outside the partner portal

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Integrate the CMT DriveWell SDK to capture driving behavior and feed telematics scores into a UBI pricing workflow

Steps

Known gotchas

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