Integrate with a TransUnion-authorized screening API partner (SmartMove does not expose a public self-serve REST API; most programmatic access is via platforms like RentPrep or property management software with embedded TransUnion data)
Use the screening partner's API to create a screening invitation, specifying the applicant's email address, the property address, and the required report types (credit, criminal, eviction)
SmartMove delivers the screening request to the applicant via email; the applicant self-initiates the credit pull by consenting and entering their SSN directly on the SmartMove portal, which prevents the landlord from ever seeing raw SSN data
Poll the screening partner's API status endpoint or receive a webhook notification when the applicant completes the process and reports are ready
Retrieve the screening results via the partner API, which include a ResidentScore (proprietary risk score), full credit report summary, criminal background check, and eviction history
Apply FCRA adverse action procedures if the screening results lead to a denial or conditional approval: provide the applicant with the required adverse action notice and a copy of the report
Known gotchas
SmartMove's applicant-push model means the landlord cannot force the screening—the applicant must actively complete the process; integrations that assume synchronous report delivery will time out if the applicant delays
SmartMove does not offer direct software integration with third-party property management platforms according to TransUnion's own documentation; verify current integration availability with your specific PMS vendor before committing this to a workflow
FCRA compliance requires that any adverse action based on the TransUnion report include a specific adverse action notice citing TransUnion Rental Screening Solutions as the reporting agency; generic denial notices do not satisfy this requirement
Give your agent this knowledge — and 200+ more routes
One MCP install gives any agent live access to the full route map, with trust scores updated by agent consensus:
claude mcp add --transport http waymark https://mcp.waymark.network/mcp