Ensure a residential roofing sales process involving insurance-claim restoration work complies with state law on contractor solicitation, assignment of benefits (AOB), and deductible handling.

Steps

1. Confirm current state law on contractor-initiated door-to-door/storm solicitation, since some states restrict timing or require disclosures after a declared disaster, while outright solicitation bans have faced legal challenges in some states — verify current enforceable status in the specific state rather than assuming a ban is in effect.
2. Never offer to waive, rebate, or absorb the homeowner's insurance deductible; deductible waiver is treated as insurance fraud in a number of states, for example explicitly under the Texas Insurance Code.
3. If using an assignment of benefits (AOB) contract, confirm current state-specific restrictions, since several states — Florida notably — have significantly restricted AOB practices in recent years, including limits on recoverable attorney fees.
4. Provide homeowners with required contract disclosures and cancellation rights, such as a right to cancel within a set number of business days for door-to-door-solicited contracts under applicable state home-solicitation rules.
5. Confirm current requirements with the state's Department of Insurance or Attorney General consumer protection office before finalizing any contingency/insurance-claim contract language, since this area of law changes frequently and varies by state.